The original poster is right, although I'd disagree on mechanism.
Basically, FM has a very basic, simplistic modelling of club management above you, and the range of different roles and types of ownership are not represented.
It should be perfectly possible to have an "Owner" who is capable, if he wants, of simply topping up your transfer budget.
The existing options do not represent this well enough as they inject cash into the club overall, or rely on you psychically predicting what the chairman wants.
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